Contract Surety

The UCS Difference

Why Choose UCS For Contract Bonds?

Partner with Confidence

Trust us to handle complex contract bonds with ease, giving you the freedom to focus on growing your business.

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Earn Commissions

Broaden your offerings and increase revenue by partnering with UCS for surety solutions.

Expert Support

Our team works closely with you and your clients to simplify the bonding process, offering tailored solutions for your clients’ needs.

Nationwide Expertise

With a national presence, UCS supports projects across the United States.

Specialized Programs

UCS Right Path Program

Our Right Path Bonding Program is intended for contractors with smaller bond limits and infrequent bonding needs.

Single Limit: $750,000
Aggregate Limit: $1,500,000

The occasional contract bond need for a smaller contractor can be very difficult to qualify for if you don’t have an established relationship with a surety company. The program has a single limit of $750,000 and an aggregate limit for all bonds of $1,500,000. This may be used for multiple bonds from the same contractor once the application is approved and subject to the requirements below.

A fully completed application is required for consideration of maximum bonding limits and competitive rates subject to underwriting review. Bond request forms are required for every project needing bonding.

SBA Bonding

UCS has extensive experience with the Small Business Administration (SBA) Surety Bond Guarantee Program, providing contractors with access to government-backed bonding solutions. Our strong relationships with SBA representatives ensure a smooth and efficient process for your clients.

UCS Contract Surety Collage includes a construction planning meeting, and a contractor posing for a photo while holding his yellow hardhat

Bond Types

Types of Contract Bonds We Offer

Payment and Performance Bonds

When a contractor wins a project, Payment and Performance Bonds become essential to ensure:

Adherence to the agreed-upon contract.
Use of quality materials.
Timely payment of suppliers and subcontractors.
Completion of the project within the established timeline.

These bonds involve detailed underwriting, which evaluates a contractor’s Character, Capacity, and Capital—the three C’s. UCS works directly with agents and clients to ensure a smooth and transparent process, minimizing miscommunication and maximizing efficiency.

Download Payment and Performance Bonds Form

Bid Bonds

Before contractors can begin a project, they need to secure it. Bid bonds ensure contractors are financially capable and committed to following through on their proposals. With UCS’s responsive team, you can rest assured your clients’ bids will be supported without delay or hassle.

Download Bid Bonds Form

Subdivision / Site Improvement Bonds

For developers working on public improvements like streets, sidewalks, or utilities, Subdivision Bonds ensure compliance with local regulations. With UCS, you’ll find straightforward solutions to get these bonds issued quickly and efficiently.

Download Subdivision / Site Improvement Form

Maintenance Bonds

Maintenance bonds provide additional assurance for the quality of a contractor’s work after project completion. If required, UCS can issue these bonds to cover extended warranty periods, offering peace of mind to project owners.